Reimburse your employees tax-free for health insurance and medical expenses

Discover the new, easier way to offer health benefits using a Small Business HRA (QSEHRA). PT Money has partnered with Take Command Health to make tax-free reimbursement super easy.



Employees choose the plans with the coverage they want. No more one-size-fits-all group plans.



Take Command's online platform makes setting up and managing an HRA easy. Never hassle with a receipt or worry about compliance.



You choose how much to offer, we'll work with Take Command Health to make it tax-free. No surprise increases. No setup fees. No long-term contracts.

How it works

We make this really easy for you.

1. Setup your Small Business HRA (QSEHRA)

Choose how much to reimburse your employees for health insurance and medical bills each month. Take Command Health will track expenses and help your employees, we'll handle all the paperwork and accounting.

No costly setup fees!

2. On-board your employees

Employees can shop for an individual health insurance plan or bring their own. Take Command Health will help them optimize your HRA dollars by finding a plan that includes their doctors and coverage for their prescriptions and needs.

Select States

3. Employees request reimbursement

Employees request reimbursement for insurance and medical bills through the HRA. It's as easy as snapping a photo on their phone.

Take Command Health keeps all the records and receipts and will send you and them a report each month. Never hassle with receipts or worry about compliance!

Integrations with popular payroll and accounting software coming soon!

QSEHRA: A practical guide for small employers

Want to learn more about QSEHRA? Visit our QSEHRA Guide.


Great for businesses,
great for individuals.

We know finding the right insurance plan can be confusing — that’s why we walk you through finding the best plan for you or your family.

Add "Smart" Benefits Your
Employees Will LOVE!

Big company benefits at a fraction of the price. Works for employees and their whole family!

call Call a doctor 24/7 for $0

Employees can call a doctor anytime for basic prescriptions and medical advice. They won't pay a dime.

add_a_photo Medical bill negotiation

Confusing medical bill? Take a photo and let our bill negotiation team take care of it for you.

credit_card Dental Savings

Access to our dental discount network. Save on cleanings, fillings, orthodontics, etc.

remove_red_eye Vision Discounts

Discounts on eye exams, contact lenses, glasses, and more. Up to 30% discounts at popular locations.

delete Pharmacy Discounts

Get discounts on commonly used prescriptions, up to 40% off retail price at popular pharmacies.

add More add-ons coming soon!

We're always adding new things to our marketplace you can use to "wow" your employees.

Really Simple Pricing

$15/mo Platform Fee
+ Choose your employee package below

$0 Setup Fees!
No Long-Term Contracts!


$15 / mo

per employee + $15 platform fee

Everything you need to setup and run your HRA

  • All HRA Legal Documents
  • Employee On-boarding & Support
  • HRA Compliance and Tax Reporting
  • Call a doctor 24/7 for $0
  • Medical Bill Negotiation
  • Dental, Vision & Pharmacy Discounts
Sign up now

Recommended Smart

$30 / mo

per employee + $15 platform fee

HRA + Additional benefits your employees will love

  • All HRA Legal Documents
  • Employee On-boarding & Support
  • HRA Compliance & Tax Reporting
  • Call a Doctor 24/7 for $0
  • Medical Bill Negotiation
  • Dental, Vision & Pharmacy Discounts
Sign up now

Have Questions? Let's Talk!

Schedule a time with our partner, Take Command Health. Their Small Business HRA (QSEHRA) experts are happy to help!

Ready to get started? Sign up now, or get in touch.