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Set Up HRA

ICHRA Administration

Individual Coverage HRAs made easy

Reimbursing your employees tax-free through an Individual Coverage HRA (ICHRA) is simple and efficient. Design and launch your ICHRA in minutes.

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ICHRA ADMINISTRATOR

We make ICHRA Plans easy

Custom Design

Design the perfect ICHRA for

your team in just a few clicks.

Simple, Yet Smart

Easy-to-use, mobile-friendly

interface for everyone.

Affordable

No setup fees. No long-term contracts.

Simple pricing.

SET UP AN ICHRA

See how our ICHRA setup process works

Get up and running in 1-2 minutes. Seriously, it's that easy.

Design your ICHRA

Get started by answering a few questions about how you'd like your ICHRA to work. Don't worry, our platform will guide you through the process and put you in control as you craft your ICHRA. You'll be able to choose:

  • Employee classes
  • How much to reimburse
  • What to reimburse
  • Waiting periods
  • When to start
  • + more
Learn more about design rules

We'll onboard your employees to the HRA administration platform

Once you're done designing your HRA, we'll:

  • Produce legal plan documents
  • Send IRS-required communications to employees
  • Help employees get set up on the platform
  • Enrollment specialist help employees purchase individual plans
Learn more about our enrollment team

Employees request reimbursements

Once your ICHRA plan starts and your employees are on our platform, we'll help you manage the claims process:

  • Eligibility for reimbursements
  • Receipt submission & tracking
  • Expense approval
  • Reimbursement reports
A TEAM OF EXPERTS

The support you need. We're here for you.

We've thought through everything so you don't have to.

Unlimited support

There will be a lot of questions from both you and your employees. And we're here for it. Our passion is to make health benefits enjoyable for you and your employees. We will be closely involved during the initial setup process as well as your employees' onboarding. We'll also be readily available for any support you need as you're on our platform.

Talk to an Expert

Automatic tax reporting and compliance

Don't worry about compliance, notifications, or reporting. We'll help with everything from legal plan documents and employee insurance verification to regulatory change monitoring and HIPAA and privacy compliance.

 

Learn More

A TEAM OF EXPERTS

The support you need. We're here for you.

We've thought through everything so you don't have to.

Unlimited Support

There will be a lot of questions from both you and your employees. And we're here for it. Our passion is to make health benefits enjoyable for you and your employees. We will be closely involved during the initial setup process as well as your employees' onboarding. We'll also be readily available for any support you need as you're on our platform.

Automatic tax-reporting and compliance

Don't worry about compliance, notifications, or reporting. We'll help with everything from legal plan documents and employee insurance verification to regulatory change monitoring and HIPAA and privacy compliance.

Super Simple Pricing

No Setup Fees. No Long-Term Contracts.

Starter

$20
per employee, per month +$40/mo Platform Fee

Everything you need to easily reimburse through your payroll system. A great plan designed for employers with up to 50 employees who are providing health insurance benefits for the first time.

  • Payroll Reimbursements
  • Customizable HRA Design
  • Administration Software
  • Plan Shopping Support
  • Chat, Email, Phone Support
  • Full Compliance & Reporting
Get started with
ICHRA Administration

Custom

Let's Chat
50+ employees

A fully flexible plan designed for large employers who have 50 or more full-time equivalents and need a highly customized solution to meet the mandate. This package includes everything in Standard plus:

  • Custom affordability reports based on company census

  • Highly consultative HRA design process

  • Dedicated Client Success Manager

Get started
Schedule a call

Talk to an ICHRA expert

Let's connect! Tell us a little bit about you, and we'll connect you with the right people.
I'm an Employer or Admin

Are you an Employer or Company Admin interested in an HRA for your company? Let's talk!

I'm a Broker or Partner

Are you a Licensed Broker or another Referral Partner interested in a partnership with Take Command?

Schedule a Call

Let's block out some time to talk through your questions and see if an ICHRA is a good fit.

Email Us

Drop us a note and we'll make sure it gets in the hands of the right person.

Chat With Us

Our customer support team is ready to help answer all your quick questions.

We look forward to talking with you.

To save some back-and-forth scheduling, please select a time below that works for you. We'll give you a ring!

We look forward to connecting with you.

Do you have questions? Great! We probably have some pretty good answers. Let us know what you need, and we’ll make sure the right team member gets connected with you.

Schedule a Call

Let's block out some time to talk through your questions and see if an ICHRA is a good fit.

Email Us

Drop us a note and we'll make sure it gets in the hands of the right person.

Chat With Us

Our customer support team is ready to help answer all your quick questions.

We look forward to talking with you.

Before scheduling, please check out our broker program.

To save some back-and-forth scheduling, please select a time below that works for you. We'll give you a ring!

We look forward to connecting with you.

Do you have questions? Great! We probably have some pretty good answers. Let us know what you need, and we’ll make sure the right team member gets connected with you.

ICHRA Administration

If you're looking into ICHRA administration in 2023, you're probably considering offering an ICHRA to your employees. (Great choice, by the way). The individual coverage health reimbursement arrangement (ICHRA) gives employers the ability to design and customize a plan that’s tailor-made for their organization. The right ICHRA administration platform will save you time, energy, and headaches.

The many rules surrounding ICHRA and other HRAs can change year over year. Most of these rules are in place to prevent discrimination. If keeping up with changing regulations sounds overwhelming, take heart! A good ICHRA administration tool should have built-in, automatic updates to ensure compliance.

Let's check out what to look for when it comes to ICHRA administration.


What our ICHRA administration software offers

As you evaluate ICHRA providers, keep these things in mind! Here's a step by step guide to enlisting an ICHRA administrator and getting started.

Step-by-step help in designing your ICHRA

Our platform makes reimbursing your employees simple and easy. It will save you time and money, and provide you peace of mind.

The platform navigates users through:

  • employee class options - ICHRA offers 11 different classes for employees, allowing freedom, flexibility and greater budget control 
  • reimbursement rates - ICHRA allows employers to vary reimbursements based on family size, hours worked, and location
  • what to reimburse - health insurance premiums and/or qualified medical expenses (the list is long!!)
  • waiting periods
  • start dates
  • and provides legal plan documents, employee onboarding, receipt tracking, compliance monitoring, and tax reporting.

If you're a large employer (ALE), you can also upload a census and we will run a free affordability analysis for you to ensure that you remain compliant. (These can change year to year, by the way.)

84% of our clients spend less than an hour per month administering their HRA.

ICHRA software should include the following features:

  • Legal plan and summary plan description (SPD).
  • A means of collecting and storing employees’ electronic signatures.
  • Privacy features that ensure the company does not view employees’ protected health information (PHI).
  • ERISA compliance.
  • Documentation regarding appeal requirements, notifications, and procedures.
  • Continued coverage of dependent children up to age 26.
  • Automated notice requirements for employees’ eligibility and annual allowance.

If a traditional group plan is being replaced by an ICHRA, it's important to make the transition as smooth and easy as possible for your employees. Give them the resources they need for them to choose their own plan stress-free. Our data-driven platform can help your employees search for plans based on their needs, their doctors and their prescriptions.

Wondering how our platform might work for you? Ask us. 

ICHRA administrators should include the following employee features:

  • Robust on-boarding and online support.
  • An employee welcome letter and other employee communications.
  • Resources to help employees decide which policy to purchase.
  • Online and mobile access to their account with instant receipt upload feature.
  • HSA compatibility.
  • A simple way for employees to make reimbursement requests.
  • A way for employees to track reimbursements over time.

ICHRA should be simple for employers and benefits consultants

Whether you're the plan administrator on staff or a benefits consultant helping a client, an ICHRA administration tool should make it easy to manage the ICHRA, track reimbursements, and comply with all reporting requirements.

Key features include:

  • Easy setup
  • Support for understanding affordability and premium tax credits and how those affect employees.
  • Cloud-based account access.
  • Real-time access to accounting information.
  • An easy way to manage employee enrollment in the ICHRA.
  • A way to track and record reimbursements (and send automatic notice of reimbursement decisions to employees).
  • Online, automatic annual renewal.

Need help with ICHRA administration? 

Call us biased, but we think our Take Command ICHRA Administration tool is the way to go! Is your company or client going to be a part of this exciting change? Chat with our team with any questions you may have about these new, tax-friendly benefits or check out our new ICHRA Guide for more information on its background, setup process, requirements, and rules.