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HRAs: Affordable Health Insurance for Restaurants

Only 31% of restaurant industry employees have employer-provided health insurance. Attract and retain quality staff by offering meaningful restaurant employee benefits in a competitive labor market.

Take Command’s ICHRA for restaurants provides flexible, budget-friendly health insurance for restaurant employees, designed specifically for the unique needs of hospitality teams. Transform your benefits strategy with one of our HRA solutions tailored for restaurants that delivers exceptional care while keeping costs under control.

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Customized HRAs Solutions for Restaurant Owners

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Personalized Health Reimbursement Arrangements (HRAs) Choose the right HRA for restaurants based on your size: ICHRA works for any restaurant, while QSEHRA is great for smaller operations with fewer than 50 employees. Both options let you provide customized restaurant employee benefits that fit your budget and the unique needs for your employees.
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Predictable Costs for Restaurant Operations HRAs significantly reduce insurance costs compared to traditional group plans. By establishing a clear budget and avoiding unpredictable premium increases, your HRA can save money while maintaining excellent coverage for your staff.
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Simplified Compliance and Administration Our restaurant benefits platform streamlines compliance and administrative tasks. The intuitive system handles documentation and reporting, allowing you to focus on delivering exceptional dining experiences, instead of managing paperwork.

How Take Command HRAs Solve Restaurant Industry Challenges

Providing health benefits in the restaurant industry presents unique challenges, but HRAs offer an affordable, flexible solution that improves retention and attracts quality staff. Here's how we address the industry's most pressing concerns.

Reduce Turnover & Build a Reliable Team

Restaurant employees frequently leave positions when health benefits aren't available, creating costly disruption and constant recruiting needs. By offering a flexible ICHRA for your restaurant, you can retain valuable team members through personalized health benefits. This allows you to meet individual needs, reducing turnover and maintaining a stable workforce.

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Deliver Benefits that Work for Every Employee

Finding a one-size-fits-all plan for diverse restaurant teams proves challenging with traditional insurance. An HRA for restaurants empowers each employee to select health coverage that matches their personal health needs and preferences. This flexibility in restaurant employee benefits increases satisfaction and loyalty, establishing your restaurant as a preferred place to work. 

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Protect Profit Margins While Supporting Your Team

Restaurants operate on notoriously tight margins and rarely have dedicated HR departments like other industries. With an HRA, you can set an affordable benefits budget that works for your finances. By partnering with Take Command, you effectively outsource health benefits administration, freeing you to focus on restaurant success.

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Restaurant Success Stories

Discover how innovative restaurants are transforming their benefits with Take Command's HRA solutions.

Multi-State Restaurant Chain Conquers Benefits Complexity

When Snarf’s Sandwiches faced a 46% premium incresase, they implemented Take Command’s ICHRA for a game-changing solution. Learn how they reduced costs, provided personalized coverage, and improved employee satisfaction.

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Colorado Brewpub Enhances Recruitment with Smart Benefits

Stronghouse Brewpub in Telluride needed cost-effective health insurance for restaurant employees. See how an HRA from Take Command revolutionized their benefits approach and helped their recruitment efforts in a competitive market.

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Getting Started with Take Command

Our restaurant benefits software makes implementing and managing HRAs straightforward and efficient. 
With Take Command, you can offer competitive restaurant employee benefits while maintaining predictable costs. 

ICHRA for Restaurants

Restaurants of any size can leverage ICHRA to:

  • Customize benefit allowances for different employee categories
  • Extend coverage options to part-time or seasonal staff
  • Scale your benefits program as your restaurant grows
  • Manage benefits across multiple locations seamlessly

QSEHRA for Restaurants

Restaurants with fewer than 50 full-time employees can use QSEHRA to:

  • Establish a benefits budget that aligns with your restaurant’s financial goals 
  • Provide consistent benefit allowances to all eligible employees
  • Offer valuable health insurance for restaurant employees without minimum participation requirements
  • Simplify benefits administration without dedicated HR staff

Simple Implementation Process

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Design your
custom plans.

Our restaurant benefit platform guides you through creating personalized QSEHRA or ICHRA for small business solutions, with expert support available whenever needed.

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Seamless
team onboarding.

We manage the entire onboarding process, ensuring your employees understand and are comfortable with their new HRA benefits.

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Effortless
reimbursements.

Our platform streamlines tax-free reimbursements with clear reporting and straightforward instructions that work for busy restaurants.

Resources for Restaurants

Explore our comprehensive resources designed specifically to help restaurant owners optimize their benefits strategy.

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Health Insurance for Restaurant Employees, Chefs, and Waitstaff

Navigating restaurant employee benefits can be challenging with fluctuating staffing and tight budgets. This article explores how HRAs offer a flexible, cost-effective solution tailored to the needs of the food service industry.

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Health Insurance for Restaurants Guide | Take Command
The Ultimate Restaurant Benefits Guide

This comprehensive guide helps restaurant owners understand their options for supporting their teams while minimizing turnover through smart health insurance for restaurant employees. 

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Managing Benefits for Multi-Location Restaurants

Many restaurants operate multiple locations, complicating benefits administration. Learn how ICHRA for restaurants simplifies multi-state benefits while ensuring compliance and consistency.

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Let's talk through your HRA questions

Fill out the form below to connect with our team and see if an HRA is a good fit.

Transform Your Restaurant with Better Benefits