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Affordable HRA administration for nonprofits' health benefits

Your most valuable resource is your people. Create change by investing in their health and well being. 

Take Command helps nonprofit organizations provide tailored, cost-effective health benefits that attract and retain top talent. Our HRA administration for nonprofits simplifies the benefits process while maximizing your budget. 

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What is HRA administration for nonprofits? 

HRA administration for nonprofits is about managing a Health Reimbursement Arrangement (HRA) — a flexible, budget-friendly way to help employees with healthcare costs. Instead of offering a traditional group health plan, nonprofits can set aside a fixed amount to reimburse staff for medical expenses and insurance premiums. 

Good HRA administration ensures everything runs smoothly, stays compliant with IRS rules, and gives employees a simple way to get the healthcare support they need. It’s a smart way for nonprofits to offer benefits without breaking the bank.

Nonprofit success stories 

Scalable, Cost-Effective Health Benefits

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Customized Health Reimbursement Arrangements (HRAs).

Our ICHRA and QSEHRA for nonprofit organizations provide scalable solutions that allow your organization to grow while maintaining control over health benefit costs. A nonprofit HRA will enable you to set how much your employees can spend and allow them to choose the plan that fits their budget and health needs. 

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Cost-effective and Time-saving Solutions.

We provide significant savings on health benefits without sacrificing quality. With streamlined administration, most clients spend less than two hours per month managing their HRA. This efficiency lets you focus more on your company mission and less on paperwork.

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Compliance and Administration Made Easy.

Our user-friendly platform and award-winning customer service make compliance and administration a breeze. In-house enrollment experts are always ready to guide you every step of the way, giving you the support you need to navigate the complexities of health benefits administration.

We Help Nonprofit Organizations Overcome Health Benefit Challenges

We've seen the challenges Nonprofit organizations face when it comes to providing health insurance and benefits to their staff. Choosing Take Command's HRA administration platform will help you solve many of these problems.

Eliminate Turnover And Outweigh the Competition

Losing critical team members to higher-paying private sector jobs is not only stressful — with costs to replace employees totaling 1.5 to 2 times their salary — but it can also pose some serious setbacks to your mission. Failure to offer health benefits also limits your recruitment pool, narrowing it to just those who already have health insurance through a spouse. An HRA with Take Command helps nonprofits punch above their weight when it comes to competing for talent.

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Make Budgeting Simple And Keep Healthcare Costs Inexpensive

For most nonprofits, group health plans (and the renewals that come with them) are cost-prohibitive and are not a responsible use of the donations and grant funding your mission depends on. Health reimbursements for nonprofits present a better, stress-free way. You simply set your budget and we will take care of the rest. Ready to keep it simple? 

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Follow regulatory compliance and protect your nonprofit

Keeping up with regulatory compliance can be overwhelming, but it doesn’t have to be. With our HRA administration platform, you can easily manage your documents, verify reimbursements, and handle reporting all in one secure place to ensure your non-profit HRA follows IRS and ACA compliance. 

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Case Studies

The following case studies demonstrate how organizations can use HRAs to provide affordable healthcare solutions for their employees and retain top talent.

Big Brothers Big Sisters of McHenry County expands talent pool & team diversity with an HRA

While they hadn’t historically offered health benefits due to cost, Leslie Blake, their executive director, knew it was imperative to offer staff benefits for recruitment, retention, and to simply take care of their dedicated team. The perfect solution for them was an HRA.

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Stonewall Inn Gives Back Initiative finds the perfect solution for their executive director

The Stonewall Inn Gives Back Initiative solved their health benefits challenge while staying IRS-compliant. CEO Stacy Lentz found a solution that retained talent and saved money. Learn how implementing an HRA allowed them to offer tax-free benefits without inflating compensation.

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Getting Started with Take Command

We understand the unique challenges nonprofits face and can help you navigate the complexities of offering competitive health benefits for your employees. Whether you’re a small organization looking for small nonprofit healthcare plans or a larger established nonprofit looking for affordable healthcare solutions, Take Command has the right HRA solution that fits your needs and budget. 

ICHRA for Nonprofits

The ICHRA is a flexible HRA for nonprofit organizations of all sizes. With ICHRA, you can 

  • Offer tax-free reimbursements for individual health insurance premiums and qualified medical expenses.
  • Set different allowance amounts for various employee classes.
  • Scale your nonprofit employees' benefits as your nonprofit grows.
  • Provide a solution that works well for organizations with employees in multiple states.

QSEHRA for Nonprofits

The QSEHRA is designed specifically as an HRA for nonprofit organizations with fewer than 50 full-time employees. Benefits include:

  • Tax-free reimbursements for health insurance premiums and qualified medical expenses.
  • Annual contribution limits to help with budgeting.
  • An excellent option for smaller nonprofits looking to offer health benefits for the first time.

HRAs vs other nonprofit health benefit options 

A nonprofit HRA offers multiple advantages compared to other nonprofit health benefit options. Let’s take a look at how HRAs stack up against traditional group health coverage, stipends, and association health plans (AHPs). 

 

HRAs (Health Reimbursement Agreements)

Traditional Group Health Plans

Health Stipends 

AHPs (Association Health Plans)

Plan selection

Employees choose any health plan

Employees have limited plan options to choose from 

Employees use funds however they’d like

Employees choose from the association’s plan options

Costs

You (the employer) control the cost of reimbursement 

Premium costs increase almost every year

You (the employer) set the stipend amount

Costs vary on the association plan rates

Tax advantages

HRA tax-free advantages for you and your employees

Tax-deductible employer contributions

Taxable for you and your employees

Tax-deductible employer contributions 

Administration

Easy and minimal HRA administration

Difficult and time-consuming to administer 

Simple and easy administration

Strictly managed by association 

 

Find the best HRA for your team

Wondering which HRA is best for your non-profit organization?

Take our quiz and find out!

Easy Enrollment Process

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Design
your plan.

Our HRA software for nonprofits guides you through creating customized plans, with expert support available when needed.

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Seamless team
integration.

We manage the entire onboarding process, helping employees understand their new HRA.

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Effortless
reimbursement.

Our user-friendly platform streamlines monthly tax-free reimbursements with clear reporting and easy-to-follow instructions. 

Resources for Nonprofit Organizations

Looking for more information on how HRAs can help your organization? 
Check out these blog posts for more tips about HRA for nonprofits.

2025 Guide: Health Insurance for Non-profits
Health Insurance for Nonprofits

Navigating health benefits for nonprofits can be challenging, but with the right tools, it doesn’t have to be. This guide discusses HRAs as a powerful solution for nonprofits who want to offer competitive benefits while staying compliant with the IRS. Learn more about HRAs, including case studies, differences between QSEHRA and ICHRA, and more.

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How ICHRA works for Non-Profit Health Insurance
Individual Coverage HRA Helps Nonprofits Afford Health Benefits

ICHRA is a good alternative for nonprofit owners wanting an affordable way to offer benefits. This guide will cover everything you need to know about ICHRA, including its benefits and how to qualify.

Read Full Article
Nonprofit Health Insurance: Exploring Employee Options
Nonprofit Health Insurance for Organization Employees

This guide explores health coverage options, including HRAs like ICHRA and QESHRA for nonprofits. Learn more about how these options can help your organization balance limited budgets with employee well-being.

Read Full Article

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