An Individual Coverage HRA (ICHRA) is a new-ish model of health benefits that allows employers of any size to reimburse employees tax-free for health insurance. Instead of providing a group plan, which comes with hefty annual renewals, limited plan options, and participation rate requirements, employers can define their budget and empower their employees to choose a plan that's best for them.

What are the ICHRA contribution limits?

There are no contribution limits with an ICHRA. This is a key differentiator from its predecessor, the QSEHRA. This feature allows employers to offer a more robust and competitive benefit to their employees.

Is an ICHRA right for my business?

ICHRA is a great fit for businesses of all sizes, but it is particularly beneficial for businesses with a diverse workforce, multiple locations, or those looking for more predictable costs and flexibility in their health benefits offerings.

What is the difference between ICHRA and QSEHRA?

The main differences lie in employer size and contribution limits. ICHRA is for businesses of any size and has no contribution limits. QSEHRA is for businesses with less than 50 employees and has annual contribution limits.

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Take Command HRAs for private equity: a value creation plan that nails your exit strategy

The private equity industry has never been more competitive. Macroeconomic conditions and investor expectations can feel like a pressure cooker. Every line item counts, and it’s hard to find fat to trim.

A Take Command HRA is your competitive advantage. It’s a tax-friendly way to cut costs, predict your budget, and manage risk. Improved margins are virtually guaranteed, giving you a strong exit strategy steeped in strategic value creation. Your bottom line never had it so good.

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Health insurance benefits for tech and SaaS

Your health benefits shouldn’t hold back talent acquisition. Take Command delivers flexible, personalized health benefits that scale as fast as you do.

To recruit elite talent, you need to stand out. Differentiate your brand with a Take Command HRA that gives your employees portable, tax-advantaged coverage. Whether you are a tech startup, IT consultant, or SaaS company, our platform scales with your growth.

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Modern benefits for modern teams

Finding the best health insurance providers used to mean settling for outdated group plans. Take Command offers more plan choice than any other ICHRA vendor so you can provide health benefits with a predictable budget.

Predictable, controllable costs

Getting a health insurance quote shouldn’t be a rollercoaster ride. A Take Command HRA for tech and SaaS companies gives you budget control instead of surprise rate hikes from a group plan.

Benefits for distributed teams

Whether your teams are in-office, hybrid, or fully remote, we provide the ultimate flexibility. It’s a digital-first solution that works anywhere and allows employees to choose the best coverage in their area.

Brand differentiation

There is a battle for elite talent in tech and SaaS. You need great people, and you need them to stay. Stand out with an HRA that gives employees choice instead of subjecting them to one-size-fits-all group insurance.

Digital-first administration

Your ops lead shouldn't be buried in health benefits paperwork. Take Command offers HRA packages with any level of support you need, so your admin has the bandwidth to be an architect of scale.

HRAs are the new gold standard for tech startup health insurance

The best tech startup health insurance grows as fast as you do. Take Command HRAs are tax-free, employee-friendly health benefits that are designed for scale. Whether you have a staff of 2 or 200, we offer the flexibility to provide modern benefits without the administrative burden of a group plan.

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Scattered teams with varying needs

Health benefits for distributed teams can feel like a nightmare. Founders are worried about compliance and employees are forced into a general group plan. Our platform gives you complete control for every type of employee and location.

Founder working in the business instead of on the business

A founder doesn’t want to focus on benefits administration. You want to drive OKRs and scale. The Take Command HRA platform has a sophisticated tech stack and automation that lets you rest easy and focus on your goals.

Outdated group plans

Traditional group plans were designed for archaic business models. A Take Command HRA is built for modern companies. We let you set your own budget, control costs, and forecast with 100% accuracy for years in advance.

HRAs are the competitive advantage for private equity

A Take Command HRA is a value creation lever for private equity. Improved margins are virtually guaranteed, giving you operational improvements and exit strategy readiness.

HRAs for Private Equity

Getting started with Take Command

If you are looking for a health insurance quote for a startup, tech, or SaaS, Take Command is your answer.

Attract elite talent with portable, digital-first benefits
Eliminate renewal shocks with predictable, controllable spending
Support distributed teams with a single platform for all locations
Automate your workflow and reduce admin time

Easy HRA enrollment process

Customize
your plan.

Design your plan for one or multiple portfolio companies, no matter how many employees or locations.

Enjoy a smooth
onboarding.

Let Take Command manage the entire process and help employees easily transition to their new HRA.

Make effortless contributions.

Use our platform to streamline monthly, tax-free contributions with clear reporting.

RESOURCES

Resources for tech and SaaS companies

HRAs for private equity

Ditching your group plan

Creating a business-forward EVP

Commitment to Excellence

A curated experience designed specifically for you, because your team deserves nothing less.

Advanced Plan Design Expertise & Tools

Quarterly Client Success Business Reviews

Strategic Renewal Design & Planning Session

Open Feedback System

We’re on a mission to create a consumer-centric healthcare system.

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Take Command Health is a financial technology company and is not a bank. Banking services are provided by TransPecos Banks, Member of FDIC. FDIC insurance is available for funds on deposit up to $250,000 through TransPecos Banks, Member FDIC. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.