At Take Command Health (Take Command Insurance Agency, LLC) our mission is to make you a smarter health insurance consumer. We support data-driven decision making and we use the information that you provide to us about your health insurance preferences, known care needs, medications, prescriptions, doctor preferences, etc. to recommend the plan that should provide an optimal outcome for you. Remember, the more accurate the information you give us, the better our recommendation will be.
We also know that life is unpredictable. (Isn't that why you buy health insurance in the first place?) Since we don't hold a crystal ball and have no way of knowing when you may end up with a surprise baby or an undesirable diagnosis, sometimes the plan we recommend may not end up being optimal for your new life situation. However, all the plans we offer include "minimum essential coverage" as defined by the Affordable Care Act and a maximum out of pocket limit.
Our website and blog are for informational purposes only and should not be used as a substitute for professional medical advice, treatment or diagnosis. Always seek professional medical advice before altering any part of your medical treatment plan. Take Command Health is not a medical services provider, therefore any information contained on our site should not be considered professional medical advice.
All trademarks, brands, logos and copyright images are property of their respective owners and rights holders and are used solely to represent the products of these rights holders.
Take Command Health is a licensed Insurance Agency that operates under Texas Department of Insurance License #1955535.
License to use the Site
All intellectual property rights including copyrights, patent rights, trademarks and any other type of property interest (past, present or future) are expressly reserved and retained by Take Command Insurance Agency, LLC ("the Company"). The Company grants our users a personal, limited, non-exclusive and non-transferable license to use the Site for your personal benefit on your own behalf.
Legal Capacity to Enter into a Contract
Our site is intended to be used by individuals 18 years of age or older who have the legal capacity required to form a binding contract. If you are not 18 years of age or older or if you do not have the legal capacity required to form a binding contract, you are not allowed to use the Site. Your use of the Site represents that you are both 18 years of age or older and have the legal capacity required to enter into a contract with us.
Ownership Relinquishment of User Content
By using the Site, you acknowledge that your User Content will be stored on our servers. We may associate your User Content with an identifier for your hardware or browser when you use the Site so that you do not have to enter your information again.
As a user of the Site, you must not introduce any kind of malware, virus, worm or Trojan horse that can infiltrate our systems.
The Company retains the right to delete, suspend or restrict your access to the Site if we believe you have violated these Terms in any way.
Sharing of User Content
You may choose to send your results to yourself or share your results with others via email. By using this feature, you acknowledge and accept that your contacts will be given access to any User Content you submitted to the Site.
Transmission of Information to Insurance Carriers
By using the Site to enroll in insurance, you acknowledge and understand that we must send your sensitive information (including your social security number, date of birth and credit card and/or bank account information) to your desired insurance company in order for your policy to be issued to you.
In order for your insurance carrier to approve and issue you a policy, by enrolling through the Site we send carriers information including, but not limited to, the names, ages, location, marital status, smoking habits and social security numbers of anyone you are applying for coverage for.
By entering credit card and/or other financial information including bank account information and routing numbers, you represent and warrant that you are authorized to execute payment to the insurance carrier using that payment method. You also acknowledge and understand that the insurance carrier will be processing payment for your purchase and not the Company.
You understand that if you setup of an autopayment for your plan during the enrollment process through the Site but later discontinue payment to your insurance carrier at any time for any reason, your carrier may cancel your plan and the Company will not have any liability to you, even if substantial medical costs are incurred.
Broker of Record
By using the Site to enroll in your insurance plan, you are authorizing the Company to be your "broker of record" with your insurance carrier. As such, you consent to the Company's use of any and all information that you have provided to us for the purpose of acting as your intermediary between you and the insurance carrier.
Price Information is Subject to Change
Results generated through the Site to project health costs are estimates intended to educate and inform individuals regarding plan choices; however, the Site's estimates do not represent price guarantees. Due to the nature of how health services are incurred and billed, it is impossible to know or determine exact cost because services vary by location, provider, company and may be impacted by many other conditions and circumstances.
Advanced Premium Tax Credits can only be provided from the Health Insurance Marketplace. The site's tax credits should be used as a general guide only.
The Company makes extensive efforts to ensure that all information on our website is accurate; however, it is possible that information found on this website may be out-of-date as prices for many insurance products may change at any time without notice. Additionally, laws or other forms of regulation may impact the insurance costs or coverage provided. The Company does not guarantee or provide any warranty for price information, doctor networks or any other information on the Site.
Use of third party websites through the Site
Use on a Mobile Devices
Use of the Site may be available through a mobile device. You agree that you are solely responsible for any applicable charges, updates and fees associated with the use of the Site on your mobile device. The Company makes no warranties or representations of any kind, express, statutory or implied as to: (i) any loss, damage, or other security intrusion of the telecommunications services; (ii) the availability or accessibility of telecommunication services from your provider at any time or from any location; and (iii) any information disclosure to third parties or failure to transmit any data, communications or settings associated with the services.
TAKE COMMAND INSURANCE AGENCY, LLC NOR THE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, CONTRACTORS, AFFILIATES OR PARTNERS ("TAKE COMMAND HEALTH PARTIES") SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, LIQUIDATED, PUNITIVE OR EXEMPLARY DAMAGES INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM (i) THE USE OF THE SITE OR SERVICES; (ii) THE INABILITY TO USE THE SITE OR SERVICES; (iii) ACCESS TO THE SITE OR SERVICES; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA TRANSMISSIONS; (v) ANY AND ALL OTHER MATTERS RELATING TO OUR SERVICES, EVEN IF TAKE COMMAND INSURANCE AGENCY, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE SITE, INCLUDING ALL FUNCTIONALITY, AND TAKE COMMAND INSURANCE AGENCY, LLC'S SERVICES ARE TO BE USED, WITHOUT LIMITATION, ON AN "AS IS", "AS AVAILABLE"AND "WITH ALL FAULTS" BASIS AT YOUR OWN RISK. THE COMPANY DOES NOT WARRANT THAT (i) THE SERVICE WILL BE ERROR-FREE (ii) ACCESS TO THE SITE WILL BE AVAILABLE AT ALL TIMES (iii) THE SITE WILL MEET YOUR REQUIREMENTS AS A USER (iv) ERRORS OR DEFECTS IDENTIFIED ON THE SITE WILL BE CORRECTED (v) PRODUCTS OBTAINED THROUGH THE SITE WILL MEET YOUR EXPECTATIONS OR (vi) THE SERVICE OR THE SERVER THAT MAKES THE SITE AVAILABLE IS FREE FROM ANY HARMFUL COMPONENTS, INCLUDING, WITHOUT LIMITATION, VIRUSES.
WHETHER ORAL OR WRITTEN, ANY ADVICE OR INFORMATION PROVIDED FROM OR THROUGH THE SITE OR FROM ANY TAKE COMMAND HEALTH PARTIES SHALL NOT CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS. ADDITIONALLY, MATERIALS DOWNLOADED OR OBTAINED FROM THE COMPANY THROUGH THE USE OF THE SITE OR THE SERVICES OFFERED BY TAKE COMMAND INSURANCE AGENCY, LLC IS DONE AT YOUR OWN DISCRETION AND RISK. YOU ARE SOLELY LIABLE FOR ANY DAMAGE DONE TO YOUR COMPUTER, DEVICE OR DATA.
NOTHING IN THESE TERMS IS INTENDED TO EXCLUDE OR LIMIT ANY WARRANTY, RIGHT, CONDITION OR LIABILITY WHICH MAY NOT BE LAWFULLY LIMITED OR EXCLUDED.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ONLY THE ABOVE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU. THE COMPANY'S LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
If you bring a lawsuit or motion (including claims in arbitration) against the Company in which the Company prevails, you agree be responsible for paying any costs the Company incurred as a result of your claims and attorney's fees.
Additionally, you agree that there shall be no third party beneficiaries to these Terms except as otherwise expressly provided in the Terms.
Time Limit on Claims
You agree that any claim you may have arising out of or related to your relationship with the Company must be filed within one year after such claim arose. If any claim is not filed within one year after such claim arose, your claim is permanently barred.
The Company has no obligation to resolve, and is not responsible for, any dispute between you and any third party even if the relationship between you and the third party originated through the Site or the services of the Company.
Additionally, you and the Company agree that any arbitration between you and the Company (whether or not the dispute involves a third party) shall be conducted in their individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis. You and the Company further agree that each may bring claims against the other only in your or its individual capacity, not as a class member or plaintiff in any representative proceeding or purported class.
You may opt out of this agreement to arbitrate and if you do so, neither you nor the Company can require the other to participate in an arbitration proceeding. To opt out of this agreement to arbitrate, you must notify the Company in writing within 30 days of the date that you first became subject to this arbitration provision. This address must be used to opt out of this agreement to arbitrate:
Take Command Insurance Agency, LLC;1910 Pacific Ave, STE 20000, Dallas, TX 75201.
In your notification, you must include your name, your phone number, your residence address and a clear statement that you want to opt out of this arbitration agreement.
If the prohibition against class actions and other claims brought on behalf of third parties contained above is found to be unenforceable or void by any court or arbitrator, then all of the arbitration provisions set forth above will be deemed null and void.
The arbitration agreement set forth above will survive the termination of your relationship with the Company.
Governing Law and Jurisdiction
This dispute resolution provision will survive the termination of any or all of your transactions with the Company.
This Agreement (together with the documents referred to in this Agreement) constitutes the entire agreement between the you and the Company with respect to its subject matter and constitutes and supersedes all prior agreements, representations and understandings of the parties, oral or written. You also may be subject to additional terms and conditions from third-parties where the relationship originated through the Company.
Waiver and Severability of Terms
Including Without Limitation