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Individual Coverage HRA HEAT MAP

Is an individual coverage HRA a good choice in my location?

In roughly half of the country, individual health insurance rates are lower than their small group counterparts. This means benefits dollars will stretch further in those areas with an individual coverage HRA.

 

Note: If a county is green, that means it's a slam dunk for ICHRA. If it's white or light orange, it's worth having a conversation. 

 

 
*Data Courtesy of Ideon, 2024 rates based on bronze plans for 50 year olds.
 
Individual
More Expensive
Small Group
More Expensive