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2027 ACA Rate Tracker

Track 2027 rate filings to plan ahead of renewal pressure.

UPDATED DAILY

About This Tracker

ACA carriers began submitting 2027 rate filings with state regulators in spring 2026, and the early data is already telling a story. Take Command is actively monitoring every state's individual market filings — tracking proposed increases by carrier, regulatory approval status, and how individual market rates compare to small group, so benefit consultants and employers can get ahead of renewal season.

 

Everything You Need Before Renewal Season Hits

What the 2027 ACA Rate Tracker Is

 

Track proposed 2027 ACA rate increases by state and carrier, see how individual market rates stack up against small group, and get regulatory updates as they happen.

State-by-State Rate Filings

Every state with active 2027 rate submissions, including proposed increase ranges, weighted averages, carrier counts, and current regulatory status.

Rate Change Spread

The highest and lowest proposed increases within a single state market. We surface this spread because it directly impacts plan strategy.

Individual vs. SG Comparison

One of the most important data points for ICHRA conversations. Individual market rates are coming in comparing to small group rates.

Carrier-Level Breakdown

Not all carriers in a state file the same rates. This breakdown shows which carriers are pricing aggressively for 2027 and which are pulling back.

State & Regulatory Updates

Carrier entrances and exits, state policy changes, and approval timelines, summarized in plain language as they happen.

Early Market Insights

Access to early market ACA rates allow employers to be best positioned with the most flexibility.

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