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HRA Administrators

We'll focus on your benefits, you focus on your business

Reimburse your employees tax-free with the industry’s only health reimbursement arrangement (HRA) administration platform with hands-on enrollment support.

  • Manage benefits for an hour or less per month
  • Offer health insurance on your budget
  • Keep your employees happy and healthy
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HRA Administration benefits

Take Command makes healthcare reimbursement simple and easy.

Flexible Designs

No more one-size fits all plans! ICHRA plans can be customized and designed to achieve you or your clients’ goals. 

Simple Administration

Take Command will automatically generate the documents your employees need and can help them search for and enroll in a plan online.

No Contribution Limits

There are no annual contribution caps. This allows employers to define unrestricted benefit budgets.

Learn More

Want to dive into the details of HRAs? 

Our HRA Guide will walk you through how HRAs work, HRA benefits, and HRA setup. 

industry leading hra plan administrator

Join the 5,000+ businesses saving on health benefits with Take Command

Union Orthotics and Prosthetics

"Facing a 40% renewal, our broker introduced us to the idea. Take Command provides the tools there for everybody to enroll in very easy formats on the platform."

Read Case Study

Taro Health

"To attract and maintain talent, we needed benefits. Managing our ICHRA has been simple and hands-off. I spend two hours a month managing and administering it."

Read Case Study


"Take Command has made it simple to set up and administer the small business HRA for StreamCare and we highly recommend it to other small businesses."

Read Testimonial

What you need to know about HRA administrators

If you’re considering offering your employees a Health Reimbursement Arrangement (HRA), an HRA administrator is exactly what you need to get started. HRA administrators are becoming increasingly popular due to their ease of use and employee satisfaction. 

Ensuring that HRAs comply with legal and privacy standards is essential for your business and your employees. This isn’t something you want to take lightly – you’ll want expert help from an HRA administrator. Plus, working with an HRA administrator makes your life easier!  

So let’s dive a little further into what an HRA is and what you need to know about HRA administrators.

What is an HRA?

An HRA, or a health reimbursement arrangement, is an affordable alternative to traditional employer insurance coverage. It works exactly how it sounds. Rather than confining your employees to one particular health insurance plan through your company, HRAs reimburse employees for health insurance premiums and qualified medical expenses on a pre-tax basis. 

This empowers employees by allowing them to choose exactly what health insurance plan works best for them and their families. 

HRAs are an effective employee retention strategy because of the independence employees have with their own health coverage. They no longer feel trapped in a certain employer benefit offering and rather can take things into their own hands. 

Not only does offering an HRA make your life easier, but it provides your employees with portability, flexibility, and autonomy with their health insurance plans. 

Sounding good so far? The next step to implementing an HRA is deciding which HRA type is the best for your company. 

HRA types

There are two main HRAs, and the right one for you depends on the business you’re serving. These two HRAs are 

  1. Qualified Small Employer HRA (QSEHRA)
  2. Individual coverage HRA (ICHRA)

Qualified Small Employer HRA (QSEHRA): A QSEHRA reimburses employees for qualified medical expenses. This HRA is designed specifically for small businesses with 50 employees or less. The plan pays for benefits tax-free, with an annual contribution limit. 

Some other details on QSEHRAs: 

  • QSEHRAs let small businesses offer a competitive benefits package while also being an affordable option. 
  • QSEHRAs are optimized to provide the best value for your small business budget. 
  • You can’t combine QSEHRA with a group plan.
  • QSEHRA reimbursements must be the same size for everyone.

Specific HRA administrators – QSEHRA administrators – are available to assist you in offering an HRA plan to your small business employees.

Individual coverage HRA (ICHRA): An ICHRA reimburses employees tax-free for the cost of health insurance premiums and expenses, but they’re designed for any company size and any amount. There are no annual contribution limits, and tons of flexibility allows for different employee reimbursement. 

Some other details on ICHRAs: 

  • ICHRAs are the most adjustable option for businesses. 
  • You can combine ICHRA with a group plan.
  • ICHRAs have no reimbursement limits. 

Specific HRA Administrators – ICHRA administrators – are available to help your business offer HRA plans to all of your employees, no matter the scale of your company. 

So, choosing between these two HRA types will depend on your business size and specific needs. Whether you’re a small business or a large corporation, HRAs – and HRA administrators – can be a perfect employee health insurance solution.

For more in-depth information about these HRA types, check out the detailed guides on our site for QSEHRAs and ICHRAs. 

What do HRA administrators do?

An HRA Administrator is an online platform or software that helps businesses organize all the details of HRA administration. Essentially, they do all the hard work to help you and your business navigate the HRA administration process easily. 

HRA administrators like ours will help you with: 

  • Legal and tax documents
  • Year-End reporting
  • HIPAA and reporting compliance 

Apart from the legal and privacy guidance an HRA administrator offers, our HRA administrators at Take Command go a step further. We value the employee and go above and beyond to ensure satisfaction with HRAs. We’ll onboard your employees and provide them with educational material about their new HRA so they can maximize their new benefits.

We also support your employees from start to finish while they search for the individual health insurance plan that’s right for them. We’re here to answer questions and offer an easy-to-use platform for employees to request reimbursements.

How much will you save with an HRA?

Since QSEHRA reimbursements are tax-free, small business owners can enjoy considerable savings. Check out our QSEHRA tax savings calculator to get a savings estimate.

Why do you need an HRA administrator? 

HRA Administrators save you time and effort by outsourcing administrative functions. Trying to administer your own HRA is highly complex, so let the pros take it off your hands. An HRA administrator allows you to prevent mistakes you may make when attempting to do this on your own.  

Privacy — especially regarding health — is essential for a trustworthy relationship with your employees. HRA administrators keep you compliant with privacy and HIPPA policies. And HRA administrators deal with your employees' private health information, so you don’t have to get in the middle of it. 

By using an HRA administrator, you’ll have less paperwork and know everything is getting done with expertise, so you don’t have to worry. 

Our HRA administrator comes with a customized admin portal to review HRA documents, reimbursement reports, payment information, and other pertinent HRA information, making it seamless for employers. 

Having an HRA administrator will save you the hassle of managing your employee’s health coverage. 

If you need more convincing, read here for information on why you shouldn’t administer an HRA yourself. 

How to choose the right HRA administrator for your company

You may wonder how to pick a good HRA administrator for your business. When comparing the best HRA administrators, it’s important to look at:

  • The price per employee
  • The ease of use
  • Employer satisfaction and employee satisfaction

You’ll want to use an administrator that understands all the regulations and processes related to HRAs. And one that can work with your company's specific needs. A good HRA administrator helps you navigate issues that may arise, saving you the headache of managing it independently. 

Using a third-party HRA administrator like ours – Take Command – saves you time and effort. 

  • We can help you avoid penalties if you have trouble navigating all the compliance requirements and regulations.
  • We have a quick and easy sign-up process. 
  • We handle the legal side of HRA administration for you.
  • We take care of your tax documents to help make tax season a breeze. 
  • We support your employees throughout their health insurance selection. 

Our HRA administrator has been used and loved by many. Connect with our team of experts so they can help you choose the right HRA administrator for your company. 

Getting started with your HRA administrator

Ready to start with an HRA administrator? Contact us today! We can’t wait to assist your company with providing HRAs. 

The first step you need to take is to decide: 

  • Which HRA is right for you – whether it’s a QSEHRA or ICHRA
  • How much to reimburse
  • What you will reimburse 
  • Whether to include part-time employees 
  • When to start your HRA

Then, an HRA administrator does the work FOR YOU so you can focus on your own company and the happiness of your employees.  

We at Take Command provide a user-friendly platform to make life easier for employers. And we work alongside your employees to ensure they can get the most out of their new HRA. We’re here to answer all your questions, and we’ll be with you every step of the way. 

Connect with us! Set up a call with our experts today to discuss the best HRA administrator for your business. 


Ready to Get Started?

Begin designing your ICHRA plan today and be set up in minutes. You could start reimbursing your employees tax-free sooner than you think. 

Get started today!

Begin designing your QSEHRA plan today and be set up in minutes. You could start reimbursing your employees tax-free sooner than you think.


HRA Administration pricing that’s simple.

No hidden fees. No contracts. No matter what.

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Starting at
Per Employee
  • Personalized onboarding & support
  • Hands-on shopping guidance for employees
  • Customizable HRA design