Simple and easy

Traditional insurance is complicated.
We make reimbursing with HRAs easy.

Get started quickly so you can get back to running your business.

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Easy Setup

Our platform makes getting started easy. We’ll have you set up in minutes while we handle all the paperwork.

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Personal

We'll help your employees choose the plan that's perfect for them. No more one-size-fits-all group plans!

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Affordable

You choose how much you want to reimburse your employees and you keep any unused funds.

How our platform works

Get up and running in a few minutes. Seriously, it's that easy.

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1. Design your Reimbursement Plan (HRA)

Get started by answering a few questions about how you'd like your HRA to work. Don't worry, our platform will guide you through the process and put you in control as you craft your plan. You'll be able to choose:

  • How much to reimburse
  • What to reimburse
  • Waiting periods
  • When to start
  • + more
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2. We'll onboard your employees for you

Once you are done designing your HRA, we'll get busy:

  • Producing legal plan documents
  • Sending IRS required communications to employees
  • Facilitate employee setup on platform
  • Supporting employee search for individual plan (if necessary)
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3. Employees request reimbursements

Once your HRA is established and your employees are setup on our platform, we will begin helping you manage the claims process:

  • Reimbursement requests
  • Receipt submission w/ phone
  • Receipt tracking & storing
  • Monthly reporting
  • HIPAA and Privacy Compliance

Want to offer more? Upgrade with Smart Benefits

  • local_phone

    Free Call a Doctor

    Call 24/7 for medical advice, referrals, & prescriptions.

  • mood

    Dental Discounts

    Gain access to our negotiated rates nationwide.

  • visibility

    Vision Discounts

    Get discounts with vision providers nationwide.

Really Simple Pricing

No Setup Fees. No Long-Term Contracts.

Over 20 employees? Contact us for custom pricing.

reimburse

$15

per employee, per month

+$15/mo Platform Fee

Everything you need for tax-free reimbursement using an HRA:

  • Legal Plan Documents
  • Employee Onboarding
  • Receipt Tracking
  • Compliance Monitoring
  • Tax Reporting

With some love for your employees:

  • Personalized Health Plan Shopping
  • Pharmacy Discounts
  • Free HSA Accounts (if eligible)
  • + more
Sign Up Now

reimburse + SMART

$30

per employee, per month

+$15/mo Platform Fee

Everything in Reimburse plus some major upgrades for employees:

A dedicated "Health Pro":

  • Review and Resolve Medical Bills
  • Schedule Doctor Appointments
  • Coordinate Care & Medical Records
  • Answer Health Plan Questions

Big Company Benefits:

  • Call a Doctor 24/7 for $0
  • Corporate Discounts:
    • Dental
    • Vision
Sign up now

Learn more about QSEHRA & ICHRA

New to HRAs? We get it. There's a lot to learn. Use these resources to learn about the two powerful HRAs (QSEHRA & ICHRA) we leverage on your behalf.

 
QSEHRA & ICHRA
Side-by-Side

Learn about the new reimbursement arrangements (QSEHRA and ICHRA) to see which is best for you.

Download PDF

play_circle_outline An Intro to QSEHRA

The Qualified Small Employer HRA started it all. Watch this quick video to get an overview. Watch now.

play_circle_outline An Intro to ICHRA

The brand new Individual Coverage HRA begins in January 2020. Watch this quick video to get an overview. Watch now.

library_books Read QSEHRA Guide

This HRA is perfect for small employers looking for a benefits solution. Learn more about it with this easy-to-read guide.
Read now.

library_books Read ICHRA Guide

There's a lot to learn with this new HRA. We've read the official rules and distilled them down into this easy-to-read guide. Read now.

Let's design your perfect HRA!

We'd love to get to know you. Let's connect!

Backed by our Team

Our goal is to make you and your employees actually like your health insurance! We love what we do and we'll be your trusted guide through this process!

The Team