Number of Employees

10
1 employee 50 employees

Average Monthly Reimbursement

$200/mo
$0/mo $800/mo

Without QSEHRA

$200/mo Estimated Payroll and Income Taxes

With QSEHRA

$200/mo Estimated QSEHRA Costs

Your Savings

$200/mo

We Make QSEHRA Easy

Get up and running in 2-3 minutes with our online QSEHRA Designer and Administration platform. Save money on taxes and offer your employees tax-free benefits.

  • Custom QSEHRA Design
  • Automatic Tax Reporting
  • Employee Support & Onboarding
  • No Setup Fees. No Contracts.
  • Mobile Receipt Tracking
  • Hassle-Free Compliance

Tax Calculator FAQs

Here are some commonly asked questions about how our QSEHRA tax savings calculator works.

More QSEHRA FAQs

How does the calculator work? What are the assumptions?

The calculator works by helping estimate the amount of taxes you and your employees could save each month with a QSEHRA compared to adding to your employees' salaries.

Here are the assumptions we have made: 

  • Employer Payroll Tax = 15%
  • Employee Income Tax = 25%

These numbers may vary based on your location and local taxing authorities, but these are good guesses for most markets.

The "Without QSEHRA" number is calculated by multiplying the number of employees, the average monthly reimbursement, and the tax rates above.

The "With QSEHRA" number represents the fees charged by Take Command Health to setup and administer a QSEHRA. The monthly charges are a $15 platform fee plus $15 per employee.

The "Savings" are the difference between the "Without QSEHRA" and "With QSEHRA" figures above.

Do all employees get the same reimbursement?
This is up to the employer sponsoring the QSEHRA! All employees have to be treated fairly, however, employers can choose to offer all employees the same amount of reimbursement each month or vary reimbursements based on an employee's age and family size. For more information, please see the "Reimbursement Rules" section of our QSEHRA Guide.
What happens if employees don't use all of their reimbursement?

If employees don't use all of their QSEHRA allowance in a given month, the balance will roll-over to the next month but the funds remain with the employer. At the end of the year, the employer can decide whether or not to roll year-end balances over to the next year or reset. Any unused funds remain with the employer.

Here's a helpful article that explains more about how unused QSEHRA balances are handled.

How can I learn more about how to design and setup a QSEHRA?

One of the awesome things about QSEHRA is it provides so much flexibility to small employers to design a benefits program that helps their team without destroying their budget.

To learn more, please visit our Practical QSEHRA Guide for Small Employers.

Or, chat or schedule a call with us!

Want to talk with one of our QSEHRA experts?

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We look forward to meeting you.

The Team