Let's do this. Together.
How we can help:

QSEHRA Setup

We'll help your client design the perfect QSEHRA to meet their needs. We'll draft all the legal plan documents for free.

Education & Onboarding

Does your client have questions? We'll take those. Our success team is here to help everything go smoothly for your client and his or her employees.

Easy Admin & Compliance

Never worry or hassle with administration and compliance. We'll handle reporting, compliance, and taxes automatically.

See how our QSERHA platform works

Why partner with us

Your clients need a better, tax-efficient health insurance solution. We built our platform with accountants in mind.

Co-branded experience

They're your clients. We work to support you.

Our goal is to be an extension of your firm and help your accounting practice stand out. We'll create websites and materials with your branding (with your permission of course).

Designed specifically for small employers (and their accountants)

Our modern, user-friendly portal makes it easy for your clients to reimburse employees tax-free for health insurance with a QSEHRA.

If your client needs a professional health benefits solution that's low maintenance and no hassle, this is the solution.

Easy and Automated

Receipt Tracking? Compliance? Year-End Tax Reports?

We automatically handle all the tough stuff so you and your clients can focus on their business.

Integrations with popular accounting and payroll services coming soon!

Discounts for you and your clients

We love working with great partners and we want to offer you and your clients something special. Choose between our revenue sharing or discount program (see FAQs).

Need a QSEHRA for your firm?
Our Accounting Partners can get up to 50% off their own QSEHRA

QSEHRA:
A Practical Guide for Small Employers

QSEHRA is the new, tax-efficient health insurance solution. Want to learn more? Read our QSEHRA Guide.

QSEHRA Guide

quote.jpg
Take Command was an instant win for my clients. They love the service and I get to look like a hero.

Nelson R. CPA

Ready to Partner? Have Questions?

Schedule a phone call with one of our Small Business HRA (QSEHRA) experts. We look forward to getting to know you!

Accountant Partnership FAQs

Can't find the answer you're looking for? Fill out the form above to connect with us!

How do I become an accounting partner with Take Command Health?

We'd love to get to know you! Please chat with us or use the form above. We'd love to schedule a call or a demo with you or you and your client.

We can also prepare co-branded websites and marketing materials or put together QSERHA proposals for you to share with your client. We're not pushy sales-people and we're happy to "run the numbers" for you and your client and answer any questions.

If you do choose to partner with us, we want to offer your clients something special! You can choose to pass through a special discount (for being your client, of course) or share in some of the revenue with us. Your choice.

Need a QSEHRA for your firm? Our partners get up to 50% off their own QSEHRA! 

How do I refer a client without becoming a partner?

We’re a no pressure sales kind of company. We'd love for you to be our partner, but no pressure. We’re happy to answer questions and even run a QSEHRA analysis for your clients.

You or your client can schedule a time with us on our QSEHRA overview page, chat with us, or email us at support@takecommandhealth.com.

If your client is ready to sign-up, you can do that on their behalf no problem.

We look forward to getting to know you! (and your client)

How do I learn more about QSEHRA?

QSEHRA is brand new! It stands for "Qualified Small Employer Health Reimbursement Arrangement" and became availalble January 1st, 2017 as part of the 21st Century Cures Act.

What makes QSEHRA unique in the marketplace is it's the only vehicle that allows a small employer to reimburse employees for individual health insurance premiums and medical expenses.

For more information, see our QSEHRA guide. Or, you know, chat with us!

What’s the maximum amount my clients can reimburse?

For 2018, the maximum HRA contribution is $5,050 for single employees and $10,250 for families. These amounts will go up each year with inflation.

Is there a minimum my clients have to contribute?

Nope! We typically recommend at least 50% of a Bronze plan premium, but it's totally up to you and your client. 

Our QSERHA experts can help your client figure out the right amount to reimburse to offer competitive benefits without breaking the bank.

Can my clients contribute different amounts for each employee?

To remain compliant, the QSEHRA must be made available in a fair manner to your employees.

You can vary rates based on employee age or employee family status (single, couple, or family). As long as everyone that fits the criteria you set is treated fairly, you're good to go.

Part-time, contractors, and seasonal workers can be excluded. However, if you do include them, they must receive the same rate as full-time employees in the same age group or family status.

Read more about QSEHRA Reimbursement Rules in our online guide or contact one of our experts.

How does QSEHRA save my client money versus a traditional small group plan?

Savings come primarily from plan optimization. When you choose a small group plan, you're locking employees into a one-size-fits all situation with one doctor network, one drug formulary, and a few plan designs.

With a QSEHRA, employees have access to many more options. We'll help them discover the best plan that fits their unique needs. Everyone gets what they want and your client pays less!

In addition, QSEHRA does not have minimum participation rates or contributions--things that are required by traditional group plans that many small employers won't qualify for.

Can employees claim a federal tax credit AND participate in the QSEHRA?

This is important as you're advising your clients!

Each dollar reimbursed through the QSEHRA reduces the amount of potential tax credits. For example, if an employee is eligible for a $400 tax credit and gets $300 through a QSEHRA, the government will reduce the credit and only pay $100. The employee is just as well off, but your client could end up paying money that Uncle Sam would have otherwise.

In many cases, your client can still come out ahead with QSEHRA even if a few of their employees receive modest tax credits. This is where our expertise with QSEHRA design can really benefit your client. Contact us or read the section in our QSEHRA guide about tax credits and reimbursement rules.

 

 

Are QSEHRA contributions and reimbursements subject to payroll and income taxes?

Nope! As long as your QSEHRA is active and in compliance, your client is good to go. We’ll provide you with all the tax forms and reporting you and your client need.

When can my client start a QSEHRA?

A client can setup a new QSEHRA and start making reimbursements at any time.

However, employees need to have qualified coverage to be able to participate. If they already have their own plan or are on their spouse's plan, great! If they need to purchase a plan, they can do it during Open Enrollment (Nov and Dec) or if they qualify for a Special Enrollment (requires a qualifed life change). Our design experts can help!

Note: If you’re currently offer a group plan, canceling it will trigger a special enrollment period and allow your employees to purchase an individual plan.

What happens when a new employee joins the company or someone leaves?

When a new employee joins, they can join the QSEHRA right away or be required to wait up to 90 days before being eligible for QSEHRA reimbursements. We'll work with you and your client to set this this waiting period (if any) in place when we create the QSEHRA.

When an employee leaves, unlike small group plans, there are no COBRA requirements. Your client's employees own their own plans. The reimbursements will stop but the employee can keep his or her plan.