Flexible Designs
No more one-size fits all plans! ICHRA plans can be customized and designed to achieve you or your clients’ goals.
Reimburse your employees tax-free with an individual coverage health reimbursement arrangement from the industry’s only ICHRA administrators platform with hands-on enrollment support.
Take Command makes ICHRA administration simple and easy.
Flexible Designs
No more one-size fits all plans! ICHRA plans can be customized and designed to achieve you or your clients’ goals.
Simple Administration
Take Command will automatically generate the documents your employees need and can help them search for and enroll in a plan online.
No Contribution Limits
There are no annual contribution caps. This allows employers to define unrestricted benefit budgets.
Want to dive into the details of the individual coverage HRA?
Our ICHRA Guide will walk you through how ICHRAs work, ICHRA benefits, and ICHRA setup.
Join the 5,000+ businesses saving on health benefits with Take Command
Union Orthotics and Prosthetics
"Facing a 40% renewal, our broker introduced us to the idea. Take Command provides the tools there for everybody to enroll in very easy formats on the platform."
Taro Health
"To attract and maintain talent, we needed benefits. Managing our ICHRA has been simple and hands-off. I spend two hours a month managing and administering it."
StreamCare
"Take Command has made it simple to set up and administer the small business HRA for StreamCare and we highly recommend it to other small businesses."
Individual coverage health reimbursement arrangements (ICHRA) is a type of HRA (also known as health reimbursement arrangement) that’s a great alternative for employers looking to give their employees a choice in the type of health coverage they get, and still cover costs of premiums and other qualified medical expenses.
Since this tax-free tool is still relatively new, you’ll want to work with experienced ICHRA administrators to help you stay compliant and take the stress out of ICHRA administration. With the Take Command ICHRA plan administrators, you’ll be able to rest easy knowing that your plan is running smoothly and you’ve got all the ICHRA rules 2023 covered.
If you’re still considering which way to offer employee benefits, ICHRA vs group insurance, consider the ICHRA pros and cons (along with group). You’ll likely find that with a strong ICHRA plan and ICHRA administration team on your side, you and your employees will be much happier with the health benefits.
The best ICHRA administrator is a professional who helps businesses set up and manage their ICHRA. They can be a valuable partner in helping your business establish and maintain a compliant HRA.
HRA administration companies, like Take Command, offer an all-in-one solution that gives you a dedicated ICHRA administrator – an HRA platform that manages everything for you, including:
The best ICHRA administrators will do all the heavy lifting for you and help you navigate the process from start to finish. And it’s all included in your HRA administration fees.
“84% of our clients surveyed said they spend less than an hour each month administering their HRA.”
Will ICHRA help you save on benefits?
In about half the country, individual insurance rates are cheaper than their group plan equivalents, meaning health benefits dollars will stretch further with ICHRA. Use our heat map to see if your location is prime for saving.
The Take Command HRA administration platform starts at $20 per employee, per month. If you consider how much that takes off your plate, the ICHRA administration cost is a steal! ICHRA administration software will save you time, headaches, and even penalties if you have trouble correctly navigating the compliance requirements and complex rules.
You want to ensure your business is on the up and up with the ICHRA plan rules and stays on top of ICHRA eligibility. We’ve got you covered!
We’ll also help employees get the most out of their ICHRA by:
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HRAs are complex and there’s a lot of information to digest. The individual coverage HRA is basically a “super-charged” version of the QSEHRA. It works for businesses of any size and does not include contribution limits. This makes ICHRA an optimal plan for businesses with a modern mixed workforce.
ICHRA reimbursement can be applied to all employees, or employers can choose to create different reimbursement rules for different types of employees, referred to as employee “classes”. ICHRA rules allow employers to offer one set of reimbursement rules to full-time employees and a separate set of rules for part-time employees.
Your business ICHRA plan document will outline the specifics of your ICHRA reimbursement classes, which can’t be used to discriminate or adversely shift health risks off of an existing group plan. ICHRAs provide the flexibility to help employers fine-tune their offerings.
Here’s a list of how you can segment employees into ICHRA classes:
An ICHRA provider is a service, platform, or software that facilitates the employee benefits plan. It’s the method that serves as a bridge between the employers offering ICHRAs and the employees using them.
ICHRA providers offer business owners a great alternative to traditional health benefits. Your ICHRA integrates with the employee's individual health insurance, rather than your business providing the coverage. This type of plan gives employees a health benefit that actually better fits the needs of the business and the employees.
ICHRA providers, like Take Command, help to streamline the process which helps your business save time, money, and stress while adding huge value to your health benefits offerings. In addition, your ICHRA provider ensures you stay compliant and follow all ICHRA IRS rules and regulations, HIPAA regulations, and much more.
Check out this blog to read more about the ICHRA pros and cons.
As a business owner, you already have a full plate. Adding the not-so-small task of administering your ICHRA would be a huge load to carry. When you work with a third-party administrator (ICHRA TPA), you can outsource this load to a skilled team (and HRA software).
Related posts:
Ready to Get Started?
Begin designing your ICHRA plan today and be set up in minutes. You could start reimbursing your employees tax-free sooner than you think.
Ready to get started?
Begin designing your ICHRA plan today and be set up in minutes. You could start reimbursing your employees tax-free sooner than you think.
No hidden fees. No contracts. No matter what.
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