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RECOMMENDING ICHRA TO CLIENTS

Submitting an ICHRA Lead to Take Command

As a broker, your clients trust you to know the healthcare landscape and understand their benefits options. In this article, you’ll get guidance about recommending ICHRA as a health benefit, and you can submit leads to Take Command.

Acting as an HRA Agent

The advent of ICHRA has opened a whole new world for brokers. Group health insurance used to be the default, but more and more companies are choosing health reimbursement plans (HRAs).

While your ICHRA administrator can help you fully vet a client, there are basic things to consider when determining who would benefit from an ICHRA.

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Client Location

States have different affordability rates, so where your client is located impacts their ICHRA suitability.

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Health Insurance Status

If your client is frustrated with premium increases and budget unpredictability, ICHRA could be an ideal solution.

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Company Size

If your client has 100 or more employees, they are a prime candidate for ICHRA. 

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Renewal Rate

Renewal rate hikes are a huge pain point for group insurance. If your client wants off the rate hike treadmill, ICHRA is ideal. (You can also serve as a resource to clients by understanding the pros and cons of group insurance.)

Dig in a little deeper

Use Take Command’s broker prospecting tool to identify if your clients or prospects are a good fit for ICHRA.

Insurance Broker Tools

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Get a detailed breakdown on PEPM costs, plus FAQs about how HRA administration works.

Submit an ICHRA lead to Take Command

Enter information about a client you think could be a good candidate for ICHRA. We’ll follow up with you in three to five business days.

Thank you for submitting the lead over. Our team has received the information you have provided and will return a proposal to you in 2-3 business days. In the meantime, if you would like to discuss this prospect prior to receiving a proposal you can book a time below but that is not required.