Reimburse your employees tax-free for health insurance and medical expenses

Discover the new, easier way to offer health benefits using a Small Business HRA (QSEHRA). ScaleFactor has partnered with Take Command Health to make tax-free reimbursement super easy.



Employees chose the plans with the coverage they want. No more one-size-fits-all group plans.



Our online platform makes setting up and managing an HRA easy. Never hassle with a receipt or worry about compliance.



You choose how much to offer, we'll make it tax-free. No surprise increases. No setup fees. No long-term contracts.

How it works

We make this really easy.

1. Setup your Small Business HRA (QSEHRA)

Choose how much to reimburse your employees for health insurance and medical bills each month. We'll handle all the paperwork and accounting.

No costly setup fees!

2. We'll on-board your employees

Employees shop for an individual health insurance plan or bring their own. We'll help them optimize your HRA dollars by finding a plan that includes their doctors and coverage for their prescriptions and needs.

3. Employees request reimbursement

Employees request reimbursement for insurance and medical bills through the HRA. It's as easy as snapping a photo on their phone.

We keep all of the records and receipts and send you (and your accountant) a report each month. Never hassle with receipts or worry about compliance!

Integrations with popular payroll and accounting software coming soon!

A practical guide for small employers

Want to understand more about QSEHRA? Download our free guide.

Download Free Guide

Take Command Health has made it simple to set up and administer the small business HRA for StreamCare and we highly recommend it to other small businesses.

Tom R. Co-Founder, StreamCare

Great for businesses,
great for individuals.

We know finding the right insurance plan can be confusing — that’s why we walk you through finding the best plan for you or your family.

Add "Smart" Benefits Your
Employees Will LOVE!

Big company benefits at a fraction of the price. Works for employees and their whole family!

call Call a doctor 24/7 for $0

Employees can call a doctor anytime for basic prescriptions and medical advice. They won't pay a dime.

add_a_photo Medical bill negotiation

Confusing medical bill? Take a photo and let our bill negotiation team take care of it for you.

credit_card Dental Savings

Access to our dental discount network. Save on cleanings, fillings, orthodontics, etc.

remove_red_eye Vision Discounts

Discounts on eye exams, contact lenses, glasses, and more. Up to 30% discounts at popular locations.

delete Pharmacy Discounts

Get discounts on commonly used prescriptions, up to 40% off retail price at popular pharmacies.

add More add-ons coming soon!

We're always adding new things to our marketplace you can use to "wow" your employees.

Really Simple Pricing

$15/mo Platform Fee
+ Choose your employee package below

$0 Setup Fees!
No Long-Term Contracts!


$15 / mo

per employee

Everything you need to setup and run your HRA

  • All HRA Legal Documents
  • Employee On-boarding & Support
  • HRA Compliance and Tax Reporting
  • Call a doctor 24/7 for $0
  • Medical Bill Negotiation
  • Dental, Vision & Pharmacy Discounts
Sign up now

Recommended Smart

$30 / mo

per employee

HRA + Additional benefits your employees will love

  • All HRA Legal Documents
  • Employee On-boarding & Support
  • HRA Compliance & Tax Reporting
  • Call a Doctor 24/7 for $0
  • Medical Bill Negotiation
  • Dental, Vision & Pharmacy Discounts
Sign up now

Have Questions? Let's Talk!

Schedule a time with us. Our Small Business HRA (QSEHRA) experts are happy to help!

Ready to get started? Sign up now, or get in touch.